Wednesday, May 3, 2017
Dollars and Cents - The "Groceries Are Expensive" Edition
Another month down with the grocery budget, this is the month where we fell off the wagon - badly. Changed dietary requirements plus hosting two celebrations and we ended the month in the red.
$525 budget (all food/cleaners/over the counter meds/personal products) less $5.10 overage from previous month=$519.90 budget this month. We ended up at $571.39. Just over $50 overage. Due to our recent change in eating habits I have been spending more on frozen and fresh fruit, more variety in our veggies and more on meat. We are only eating the "cheap" carbs 1 or 2 times a week. It is paying off on our waistline but costing our grocery budget. I am also using my money as I see fit and that means I am "buying Canadian first". If I can justify the price and the product is made in Canada I am buying it (still buying Mexico too :). Let's just say I am putting my money where my mouth is, my own "trying to break free trade agreement" repercussion. Based on the above I am going back to the $550 a month budget effective May 1. Fortunately our business is doing so well we have had to give ourselves another raise this month, the second of the year. The extra will be going into the Italy 2018 fund and will help with the grocery budget.
Yesterday I had lunch with my Mom out. When that happens I am usually not interested in eating supper so advised hubby was on his own. He went to the grocery store and bought $37 worth of deli meats/cheese (we already had 3 types) and other stuff (have no idea what). Yes, I rarely encourage hubby to go to the grocery store. Oh well, we can afford it although he is not helping me stay on grocery budget. He had the nerve to come back and say "Gee, groceries are sure expensive". Yes, especially when you don't look at prices!
My Christmas fund is looking good. $500 in cash, $53 in amazon GCs (from Swagbucks), $10 in Shoppers Drug Mart points and $30 in PC Plus points. The points will be used to offset gift and grocery purchases. The cash will be used both for gifts and travel expenses for our annual mid-December visit to Alberta. We will use some of the airmiles I won last year to pay for flights but there are still taxes, hotels and car rental to save for.
One other area of our budget that I have been spending more on is clothes. My new Skecher Go Walk shoes arrived and after using them for two days including a couple of miles on the treadmill I have to say they definitely are comfortable. Hubby thinks they look a bit like slippers but I DON'T CARE! Comfort rules. As my weight has been shifting some of my clothes are too big now so another purge of the closet is required as I am not going back to that larger size! Fortunately I enjoy thrift store shopping so can revamp the closet with not too much money.
I am trying to change the way we eat on a permanent basis versus a temporary diet. This takes time but we are already seeing the benefits. Yes, a few pounds have been shed but that is a slow process. We are also increasing our activity levels and all of us including the dog are seeing a benefit there.
The bumblebees are back enjoying the rhodos in my back yard, even in the rain. Our days range from rainy to sunny to rainy to rainy. Just wait 10 minutes and the weather changes again. We got caught out in the rain on a walk this week but managed to seek shelter until the worst had passed. The temperature is slowly warming up but still not quite warm enough to plant my tomatoes due to night temperatures dipping low.
May should be a busy fun month - lots of great things to look forward to. Garage sales, going to a play with my Mom, kayaking if the weather warms up, meeting up with a blogging friend who is visiting our beautiful island, and at the very end our trip to Greece! Lots of things to do before we go though including a five day business trip for hubby, yard work, packing, and a large accounting project which includes 2 months of catch-up then upgrading our accounting system.
How did you do in April? Did your budget go off the rails?