November Grocery Budget
$425 - Actual Spent was $467.34. Yowsa! (does anyone still say that?) We went way over. This category includes all over the counter medications, personal grooming items, soaps, cleaners and household items for two adults who eat at home 99% of the time. I am blaming overage this month on a vitamin stock-up that was very necessary and keeps us healthy so no regrets. We self-insure for all medical and dental expenses other than our basic healthcare and our health expenses have been much lower this year than anticipated.
I am done trying to meet our $425 goal - effective December 1 the budget has increased to $450 per month which we can afford. If for any reason our income dropped there are other areas I could easily cut. We enjoy cooking and eating nice meals and rarely eat out so take joy in what crosses the plate. We eat well but are still very healthy. Others can do better on a lower budget - we are choosing to spend a little more.
Previous 2013 year to date overage $405.24 plus this month overage of $42.34 for a total year to date overage of $447.58. Coupons used - $5.98.
This month I have a $60 credit with an expensive store to use on groceries (Shoppers Drug Mart) so will try and curb any budget overage that way. I had to walk away from 50lbs of onions for $17.95 from my favorite farm market as don't have an appropriate place to store them. What a great deal that would have been but unfortunately spoiled food makes no sense. We eat a lot of onions - around 1-2 lbs per week so I was sorely tempted.
Annual budget $250 - $118.33 left in the budget. I got a haircut early in November but I look shaggy - getting the hair done before my work Christmas party on Friday is a necessity! This month $18.65 spent. Total left in budget =$99.68.
Annual Budget $200 - $223.94 spent year to date. Spent this month? $17.75 on a jacket and two sweaters at the thrift store, all necessities. You have to buy things when you find them. $241.69 spent year to date.
So nice to have the cash to spend on Christmas without getting into debt. The shopping is about 40% done. I hope to have the rest completed by end of next week. No more funds required to be saved!
Losing Weight Challenge
Starting weight June 1, 2013 = 150 lbs. Weight July 1 was 145.6 lbs. August 1 was 144.4 lbs. Sept 1 143.0 lbs. Oct 1 144 lbs. Nov 1 140.8 pounds. Today? 142.7. Up a little. I need to get back on track or fear the weight will just come back. I have turned down cookies every day this week at work and carbs are calling my name - December will be a tough month.
And how did you do this month?